Notice and Consent for
Electronic Transactions
This Notice and Consent outlines the provisions for conducting
business with us through electronic means. Your consent will permit
us to conduct business with you electronically. You are not
required to conduct business with us electronically, however if you
choose to, you must provide your consent by checking 'I
Accept'.
Electronic Transactions
Once you register on this website, you will have access to view
and transmit information through a secure process, using your user
name and password. Electronic transactions provide the same force
and effect as hand signed paper documents. This includes your
electronic signature for insurance transactions.
Types of Electronic Transactions
If you consent to the use of electronic transactions, this will
allow us, but not obligate us, to communicate with you and make
information and documents available to you electronically. The
types of documents and communications covered by this agreement may
include, but are not limited to:
- Applications
- Policy Transactions (address changes, claim forms, policy
ownership, beneficiary designation, premium payments) for any
policies issued by us.
- Notices and Disclosures
- Privacy Notices
Paper Transactions
Your acceptance of this agreement does not prevent you from
obtaining paper documents. You may request paper copies of forms or
documents at any time by contacting us. If you wish to discontinue
conducting electronic transactions, you may terminate this
agreement at any time, without charge, by contacting us as shown
below. You will then receive all communications and documents in
paper form. Withdrawal of your consent does not affect any prior
electronic transactions.
Your consent does not prevent us from communicating with you or
sending documents to you in paper form at our discretion. We may
also require that you provide certain communications to us in paper
form.
Duration of Consent
This agreement will become effective when you accept the terms
of this agreement. It will remain in effect until you withdraw your
consent as described above.
Your Responsibilities
It is your responsibility to inform us of changes to your e-mail
address or other contact information. You agree to save or print
copies of this and all other documents and communications sent to
you electronically. You should maintain the security of passwords
or other information needed for electronic communications.
Equipment Needed
You must have access to a computer with an Internet connection
in order to access and retain forms, documents, and information
provided to you electronically. You must be able to receive and
send e-mails, save information to a storage device, or be able to
print information for your records.
Contact Information
Please contact our Customer Service Center for any of the
following:
- To request paper copies of documents or communications
- To withdraw your consent to conduct electronic communications
in the future
- For assistance with electronic transactions or communications
with us
By checking "I Accept", you agree that you have read
this agreement and affirmatively consent to these
terms.